Archive for November, 2008|Monthly archive page

Don’t Call It A Comeback





layaway1I know I’ve been MIA but have a heart, my long distance love has moved to this side of the hemisphere, so I was kind of boo’d up for a minute. Additionally, the drug trial study meds I’ve been taking to help combat my ADD, seem not to be working so well, I think I’m on the placebo at this point. But now that I’m on furlough from my love lockdown, I’m focused and I’ve got some interesting finds to share with my fellow unemployed and fabulous. And after hearing the good news about the extension of your unemployment benefits, you can live a little and cease the nail biting a while as you wait to land your next gig. But before you go wasting your little bit of dough and charging up your credit card on Black Friday, consider this: you’re broke. Most American’s are, so you’re in good company but instead of increasing the balance on your credit card, think about putting your purchases on layaway. Yes, people, layaway is back! Layaway has been resurrected because we’re broke and our credit ratings have dwindled while our credit balances have continued to creep up. Retailers know it, so take advantage. Feeling embarrassed about layaway? Well there are online layaway outlets too! There you can select your product and choose your own payment terms.  

Can’t wait to pay off the layaway and need instant gratification? Well at least get a discount on your purchases. Another discovery I made, while Googling for a Wing Stop coupon, was the wonderful world of coupon codes. God smiled on me that night and led me to a coupon code for five free wings! Perhaps it’s just me but I love getting stuff for free or on the cheap, so I explored this world of couponing a bit further and found it’s not a Sunday paper thing anymore. There are sites for coupons and coupon codes for almost any purchase; electronics, clothes, travel, home improvement, dental work, yada, yada, yada.


Enjoy some savings from the sites I’ve located and while you’re out, ask your favorite retailer if they now offer layaway. I know, there’s nothing sexy about leaving the layaway line but good credit is.  Take notes, toots!



Online layaway outlets & popular retailers offering layaway:

Burlington Coat Factory

Marshall’s & TJ Maxx



KB Toy Store


Coupon Code websites: coupons, deals, freebies, etc. message board for new coupon codes



Holidays Are Here And You Don’t Have A Job

Yes, the holiday’s are upon us and you don’t have a job, no biggie. I’ve discovered another way to generate some revenue to get gifts for the important ones in your life. VenJuvo, a company that specializes in trade in services for electronics, and Sears (yes, I said Sears) have teamed up for a trade for credit program. You can trade in electronics for a Sears gift card worth the value of your product.  This could mean hundreds of dollars if you have good stuff. Word on the street is they really appreciate iPods, first generation iPhones, and digital cameras but they’ll take other items as well. Simply follow these instructions:

Step 1: Log onto and select your item

Step 2: Enter the specific details of your electronic item (memory, condition, accessory details) to calculate the item’s estimated trade-in value

Step 3: Print out the prepaid mailing label, package the electronic item and mail it to VenJuvo

Step 4: VenJuvo validates the electronic item and its value upon receipt

Step 5: If validated, you will collect your Sears gift card. A gift card will be issued within three business days from receipt of the item.

For more information about the VenJuvo and Sears Trade4Credit program, visit .

If you’re a techinista like myself, you have plenty of gadgets that you no longer use or never quite figured out how to use, or you’re simply over. Perhaps this is just me, but I can stand to part with some of the hi-tech stuff I own, like one of the three iPods I rarely use. Yes, I’m a hoarder! For those that scoff at Sears, did we learn nothing from the great Ross shoe come up? Don’t knock it. And if you don’t care to purchase gifts for yourself or others from Sears you can always put that card toward  tires, brakes, or other car services at the Sears Automotive Center.