Archive for the ‘fabulous’ Tag

Craigslist. Get Hip

After almost cussing out my bestfriend for sending me one of those bored at work emails, again, I felt inspired to give you occupationally unattached folks a little something today. Say what you will but I think being unemployed can be fabulous if done right.

The great Impressionist era artist Claude Monet said during his loafing years:
“Subsistence is one thing, comfort is something else.”

I agree, there’s no reason to be uncomfortable while unemployed if you know how to be creative with your resources and you get decent unemployment benefits. At this point I’d rather be fabulously unemployed than held hostage in a cubicle trying to eek out a subsistence in this dodgy economy. 

My uncle told me, as I was preparing for my Rockband Birthday soiree last Friday, I make unemployment look good. As Sarah Palin would say, youre darn right!

So this week’s tip is: Craigslist. It’s your friend. 

Of course you can forage for employment there but you can also earn quick cash.

You likely overlook it, but the ETC and GIGs sections are where it’s at.

  • ETC: Hosts a hodge podge of jobs but the best things going are focus groups and market research studies. Jackpot baby! You get cold hard cash and sometimes a check to give your opinion on things you’re qualified to discuss. Videogame fanatic? Beauty product hoarder? Have  a double door Kenmore refrigerator? Get paid!  There are loads of market research companies that want to pay you for your experience with these things and many more. Feeling a little more dicey? Participate in a medical study for issues like Depression, back pain, ADD, etc. You likely have no insurance, so why not kill two birds with one stone? Free medical help and cash-fabulous. Or help a couple out. Donate some eggs or sperm; it pays top dollar.

 

  • GIGS: This section offers creative short term and last minute gigs like bartending a wedding reception for $200 bucks, pose for a live art display, or stand in for your local band’s drummer for cash. Bottomline, it’s fun and it pays. The opportunities are endless if you’re looking to lend your services for a short period. 

Stay tuned for the next installment. In the meantime, it’s all about Craigslist. Get hip! Email me at unemployedandfabulous@gmail.com or follow me on twitter, djgolightly

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Unemployed and Fabulous!

Being pink slipped this past June, caused immediate panic over the loss of perks that having a job afforded me other than the ability to pay bills and contribute to my savings account. I slid into a lightweight depression over the little things that I think make my life fabulous: great food, a supported shopping habit, travel, and, simply put, fun.  For real, I was sent into a tizzy over the thought of, how I would afford fun? How would I continue my fabulous lifestyle of free drinking at the hot parties; taking short trips here and there; having drinks poolside wherever? How would I afford to maintain my style: that’s upkeep on hair, nails, accessories, clothes, shoes, bags, and gadgets? Did I mention shoes? I’m a confessed foodie, so how would I afford to eat? I love lunching at restaurants and preparing new dishes at home. How would I continue to do this?  What would happen when the iPhone killer comes out and my broke ass can’t get it? These are some of the things that make me, well, ME. I couldn’t go back to conventional food, weekend partying, a flip phone, and God forbid, last year’s shoes. That’s not Nitra!

 

After about a month of sulking and weeks of serious job searching; I mean serious job hunting. Seriously, I had a “work” schedule from 10-5 with an hour lunch for two weeks, which garnered zilch. I dedicated myself to the job hunt. I wouldn’t talk on the phone during “work” hours. I allowed myself a couple breaks and snuck in some blackberry messaging but I was focused. After three weeks I noticed I was in a fabulous deficit. I felt totally unfabulous. I’d lost all my fabulocity while droning away on the computer all day as if I worked in an office—a place I’ve learned to despise. Luckily I have friends who are no strangers to periods of forced and willing unemployment. When I’d hit my low, which resulted in anger because all of my unemployment was going towards bills, and self pity because no one was responding to my constantly tweaked resume; my friends stepped in and put me on to a few things, which I’ll share with you.  

 

My girls were amazing! Let me share some of their wisdom.

 

  • I learned that you could put your car note on hold for a few months if you were current on your payments.

Two months of not paying a car note eased the depression and left me with a little cash to save and indulge in much needed fun.

 

  • I learned not to pay the entire utility bill. 

One friend asked me why I was paying my entire utility bill when I could simply “put something on it.” How brazen!

 

  • I learned to apply for discounted utility service.  

Utility companies have discounted programs for low income residents, which I now qualify for thanks to a significantly reduced income. *Request an extension; every month until the discount program kicks in if you’re really balsy. 

 

  • Payment Protection is your friend.

I remembered the extra four bucks I’d been paying on my credit cards for Payment Protection, in which the company pays a little more than your minimum payment for six months to a year while you’re unemployed. *The credit card is now for emergencies not shoes.

 

  • Request a student loan deferment due to unemployment.

I deferred my student loans but agreed to pay the interest during the deferment period. I didn’t want the balance to increase because of interest. With extra credit card money to spread around, why not be fiscally responsible?

 

With the janky economy and pink slips being handed out everywhere, it seems like no one is safe. Fortunately with all this downtime, I’ve crafted quite a few ways to make money and maintain life in the fab lane without being employed, which I’ll share with you. Feel free to send me your creative (legal) money making or spend thrift ideas to unemployedandfabulous@gmail.com.